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COVID-19: A Message from American Home
COVID-19: A Message from American Home

Financing Options

An American Home Credit Card is an easy and convenient way to pay for your American Home purchases. With financing through Synchrony, you can enjoy exclusive special benefits, such as:

  • No Interest for 12 Months
  • No Annual Fee1
  • Open Line of Credit - for all your purchasing needs
  • Convenient Monthly Payments
  • Quick Credit Decision

Click the button below to apply now or visit us to in store!

1The American Home credit card is issued with approved credit by Synchrony Finance. Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promo period. If you do not, interest will be assessed on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

For any questions regarding your account contact Synchrony Financial at 866.396.8254

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Payments can be made online for free at, or remit payment directly to:
Synchrony Financial
P.O. Box 960061
Orlando, FL 32896-0061.



Special financing available with Great American Finance Company matching you​r​ specific situation and credit.

GAFCo offers these great benefits:

  • 0 Down and 0 Interest for 12 Months*
  • Open Line of Credit
  • Safe and Secure Application Process
  • Quick Credit Decision
  • No Annual Fee
  • Easy Online Payment, including optional Automatic Payments

GAFCo ​​is available in store only so click the button below to find the nearest store location and visit us to apply today!


*No Interest if paid in full within the promotional period. If the balance is not paid in full within the promotional period, interest will be imposed from the date of purchase or, if later, the date of delivery of the merchandise at the rate specified on your agreement. Minimum payments apply.

Have Questions? Call us at Great American Finance Company at 312-332-7119

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Exclusive In House No Credit Needed Program

American Home's Exclusive In House No Credit Needed option provides the opportunity to purchase high-quality furniture, appliances, electronics and more at a payment amount that can be afforded with NO CREDIT NEEDED through our lease purchase options​!

American Home's Exclusive In House Program offers the following benefits: 

  • American Home same day delivery!
  • Lease purchase agreement with no credit needed and no long term obligation
  • Own it in 120 days at an everyday low price!
  • Easy to apply!
  • No application fee required
  • Approvals up to $4,000
  • Terms up to 24 months
  • Early payoff options
  • Easy online payments available

To be considered, applicant must:
1. Be 18 years of age or older.
2. Have a valid government ID (ex. driver's license)
3. Have the ability to provide us with proof of income and proof of residency.


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Questions? Email us at